individual health plans

Introducing a New Individual Carrier Option in Illinois

Posted November 25th, 2020 in Producers
Family sitting on couch together

The Flex General Agency is excited to welcome Bright Health into our individual product portfoli

Tags:
individual health plans, Illinois
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2021 Open Enrollments on the Horizon

Posted September 16th, 2020 in Producers
Business woman presenting to colleagues at a meeting

We are just about one month away from the start of a wave of open enrollment periods (OEPs). October 15th marks the start of the OEP season for Medicare with other OEPs in the individual and group markets following shortly thereafter. The below information summarizes some key dates and information as it relates to the upcoming OEPs.

Tags:
open enrollment, Annual Enrollment Period, individual health plans, small group health plans
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Short-Term Medical Plans

Posted April 6th, 2020 in Producers
Agent reviewing insurance policy with clients

Millions of Americans have already lost their jobs due to the coronavirus crisis and some experts say the worst is yet to come. According to a recent Federal Reserve estimate, the coronavirus economic freeze could cost 47 million jobs and send the unemployment rate past 32%.

Tags:
short-term health plans, individual health plans, health insurance broker, ACA
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CMS to Pilot Wellness Programs in the Individual Market

Posted October 15th, 2019 in Producers, Individuals
Woman running on a treadmill
The Centers for Medicare & Medicaid Services (CMS) recently announced plans to pilot healthcontingent wellness programs in the individual market, a practice that has been previously prohibited. However, the Affordable Care Act (ACA) included a provision calling for health-contingent wellness programs to be tested in the individual market, and that time has now come.   
 
Tags:
Centers for Medicare and Medicaid Services, individual health plans, Affordable Care Act
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2019 Open Enrollment Periods Officially Underway

Posted October 23rd, 2018 in Producers, Employers
Road sign saying open enrollment ahead

Last week, the 2019 open enrollment period (OEP) season officially kicked off for Medicare beneficiaries. From October 15th to December 7th, Medicare beneficiaries can make changes or enroll in any Part D or Medicare Advantage plan that is available in their service area.

Below is a summary of OEPs for other market segments.   

Tags:
open enrollment, small group health plans, Medicare, individual health plans
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New Carrier Announcement

Posted August 23rd, 2018 in Producers
Molina Healthcare Logo

The Flex General Agency partners with Molina Healthcare in Texas for Individual Health Plans

We are excited to add Molina Healthcare’s (Molina) individual health plans to our General Agency portfolio in the state of Texas. Molina is a Fortune 500 company and was strategically chosen as a carrier who has competitive individual health plans available on the Health Insurance Marketplace (Marketplace) and is growing in Texas.

Tags:
General Agency, Molina Healthcare, individual health plans
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Flex Employee Spotlight - Larry Cassman

Posted June 6th, 2018 in Employers, Producers, Individuals
Larry Cassman
As a part of Flex’s ongoing 30th anniversary celebration, we’d like to introduce you to some of our staff whose hard work and dedication has helped us to reach this important milestone.
 

Meet Larry

 
Larry Cassman is the Sales Manager for Individual and Medicare Sales. He has worked in the insurance industry for 18 years and at Flex for 11. Prior to that, Larry was a Stock Options Floor Trader at the Chicago Board of Exchange. 
 
Tags:
30th Anniversary, Flex Employee Spotlight, Medicare, individual health plans
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Can Packaged Health Insurance Replace More Expensive ACA Health Plans?

Posted June 5th, 2018 in Producers, Individuals
Bundle of packages
We all know health insurance has an expensive price tag. Even plans with high deductibles and/or small provider networks can come with costly premiums. And for people who don’t have an employer chipping in for coverage, or for people who don’t qualify for premium assistance on the Affordable Care Act’s Health Insurance Marketplace, those premiums can be in the tens of thousands of dollars.
 

Enter Packaged Health Insurance

 
Tags:
individual health plans, short-term health plans, ancillary, packaged health insurance
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An Alternative to the Individual Mandate

Posted September 21st, 2017 in Producers, Employers, Individuals
An Alternative to the Individual Mandate
The so-called Individual Mandate has been considered a widely unpopular provision of the Affordable Care Act (ACA) which most Republicans want to repeal and even several Democrats want to change. As members of Congress talk about the various ways the ACA could be modified or improved, options to change the Individual Mandate are being explored.  
 
Tags:
Affordable Care Act, ACA, individual mandate, individual health plans, Congress
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Individual and Small Group Health Insurance Pricing Changes by Age

Posted September 5th, 2017 in Producers, Employers, Individuals
Individual and Small Group Health Insurance Pricing Changes by Age
No, this article is not about the potential of the age rating ratio changing from 3:1 to 5:1. It’s about a different change that is actually going to happen in the individual and small group markets in 2018.
 
First, what is the age rating ratio? 
 
Tags:
healthcare reform, Affordable Care Act, ACA, individual health plans, small group health plans, premiums
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